Psychosis affects men and women equally and occurs across all cultures and socioeconomic groups. A first episode of psychosis is often very frightening, confusing and distressing, particularly because it is an unfamiliar experience.Ībout three out of every 100 people will experience an episode of psychosis in their lifetime. When this occurs, it is called a psychotic episode. If a small business has a loan with an interest rate based on the prime rate, an increase in the prime rate may lead to an increase in the interest rate on the loan, resulting in higher loan payments for the business.The word psychosis is used to describe conditions that affect the mind, in which people have trouble distinguishing between what is real and what is not. If the prime rate increases, the interest rate on the credit card may also increase, leading to higher interest charges for the borrower. If a borrower has a credit card with a variable interest rate, the interest rate may be based on the prime rate. If a borrower has an ARM that is tied to the prime rate, an increase in the prime rate may lead to an increase in the interest rate on the mortgage, resulting in higher monthly payments for the borrower. If the prime rate increases, the interest rate on the home equity loan may also increase, leading to higher monthly payments for the borrower. If a borrower has a home equity loan or home equity line of credit (HELOC), the interest rate on the loan may be based on the prime rate.
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